The first ATM (automatic teller machine) was built and installed in London in 1967 by British bank Barclays and it didn't charge a fee...
Track all your ATM fees along with other bank changes in one place →Which artist is #1 on our Neontrack playlist this week?
Listen to our Neontrack playlist when you have music and money on your mind.
The word cash was originally used to describe the type of round bronze coins with square holes commonly used in the Tang Dynasty, called kai-yuans.
Track your kai-yuans and analyze your cash flow →Building a budget helps you manage how you spend your money. When you control your spending, it’s much easier to achieve your financial goals, whether that is to save, pay off debts or simply live within your means.
Building a Budget: Helpful Tips for Students →These are expenses that are necessary. Another way to identify these expenses is to determine if they are 'needs' rather than 'wants'. Essential expenses might include: - Rent/Mortgage - Groceries - Utilities - Medical Expenses Unlike, restaurants, and entertainment, that are 'wants' or non-essential expenses and do not need to be made.
Follow every dollar - Track and analyze your non-essential expenses →What Is Kakeibo? Kakeibo, pronounced “kah-keh-boh,” translates as “household financial ledger.” Invented in 1904 by a woman named Hani Motoko (notable for being Japan’s first female journalist), kakeibo is a simple, no-frills approach to managing your finances.
‘Kakeibo’: The Japanese method of saving money →Non-essential costs are probably getting in the way of your financial goals. - Take-out food - Restaurants - Alcohol - Uber/Lyft instead of public transportation - Subscriptions Do you know how much you spent in the last three months?
Neontra auto-categorizes your expenses so you can quickly see where your money is going →These are expenses that are not necessary. Another way to identify these expenses is to determine if they are 'wants' rather than 'needs'. Non-essential expenses might consist of: - Coffee - Entertainment - Subscription services (Netflix, Disney+, etc.) - Meal delivery services (Uber Eats, DoorDash, etc.) These are unlike rent, mortgage, and food which are 'needs' or expenses that must be met.
Follow every dollar - Track and analyze your non-essential expenses →Your daily coffee habit is probably costing you a lot more than you think. What if you skipped buying two coffees a week and invested that money?
One in four Canadians are unable to cover an unexpected expense of $500, according to StatsCan.
Budget planning can help you live a better financial life and save for unexpected expenses →"A $5,700 wedding dress for $64. Expensive baby items for a fraction of the price. Construction materials to renovate a home."
How much should you tip when traveling abroad? The answer can vary wildly depending on the country and what type of service you are using.
An epic standard in overpromising and underdelivering was reached when the big banks named their savings accounts.
"The average price for electricity in Canada is around 17.4¢/kWh. If your apartment or house is averagely consuming around 1000kWh, your electric bill will be roughly $174. The average cost of utilities in Canada is $304.75 per month."
Learn how your spending compares to national averages with our NEOs →See your spending from a different perspective...
"Asking rents in Canada increased 9.7% annually to an average of $1,984 in February. The annual rate of rent inflation has been moderating since reaching a high of 12.4% in November 2022."
Learn how much rent inflation has grown in your neighbourhood →We believe financial planning should be simple, engaging and understandable for everyone.
Why is budgeting an essential personal finance tool →Mapped: The Price of Starbucks Coffee, by Country