Smart Tools
for Your Money

Trusted next-generation money management.

Advanced Features

Personalized Insights

Investment Tracking

Personalized Calendar

All Your Data In One Place

Spend Tracking

Goals

Financial Health Check

Budget

Forecast Your Future


Powerfully Simple

Start planning for a better future today.

Financial Health Check

Your All-in-One
Financial Health Check

Evaluate your overall financial wellness
with a simple Neontra scorecard.

Our Health Check provides a personal, simple
easy to understand score with actionable insights.


Discover where you stand

Expenses Health

Your ratio of expenses vs income

Savings Health

Your ratio of monthly savings vs monthly income

Credit Card Health

A measure of your available credit

Emergency Funds

How long your savings could sustain your lifestyle

Debt Health

A ratio of your debt to assets

Investments

A measure of your portfolio diversity

Income & Expense Tracking

Automated
Cash Flow

Follow every dollar - Track and analyze
your cash flow.

AUTO CATEGORIZATION

Neontra auto-categorizes your transactions so you can quickly see where your money goes.

INCOME & EXPENSES

See how much you have earned and spent in a specified time frame.

COMPLEX TRANSACTIONS

Manage complex transactions — splits, recurring, scheduled.

MULTI-PERIOD

View your cash flow bi-weekly, by month, by quarter or by year.

HISTORICAL

Go back in time to view your historical data, including trends and analysis.

CHARTS

Visualize your cash flow in our powerful, informative charts.

EXPENSE EXPLORER

Analyze your cash flow cumulatively over time, per period, or by type (Essential / Non-Essential / Debt / Savings).

INTEGRATED FORECASTING

View patterns in the past and how they project into the future.

NEOs

Personalized
Insights

Neontra’s proprietary AI analyzes your financial data and then creates
insights and analyses that are personalized for you.
We call them NEOs.

Trends and patterns

Ratios

Compare

Forecasts

Plan for Your Future

Neontra forecasts your financial future.

See how patterns from the past project into the future.

Model and forecast your growth.
Define projected growth rates
& visualize likely scenarios.


Map Your Future

Cash Flow

Forecasts predict your income and spending based on past behaviour.

Net Worth

Forecast predicts your Net Worth in the future.

Flexible

If you disagree with a Neontra forecast, simply create your own.

Learn

Where you will stand at the end of the month/quarter/year or 30 years into the future.

Assets

Define min and max growth rates.

Liabilities

Test pay-off scenarios to learn the best way to manage debt over time.

Budget

Budget Tracker
& Planner

Neontra makes it easy to create and manage a budget,
you can spend less time worrying about your money.

Targets

Set budget targets per category, or use the target forecasted by Neontra based on your past behaviour.

Track

We help you stay on track and monitor your spending progress relative to targets.

Multi-period

View your budget performance bi-weekly, by month, by quarter or by year.

Historical

Learn from the past and go back in time to view your past budget performance.

Our free budget tracker & planner
helps you start building a better future today.

Goals

Map Your Goals

Create as many goals as you like
Goals may be one-time (vacation) or recurring (funding your retirement)
Fund your goals using all of your financial assets, not just bank accounts and investments
Map your assets to the funding of multiple goals based on goal priority

Set goals and track your progress over time.


Track Your Investments

Investment
Tracking

Neontra aggregates and tracks all your investments in one place.

Stocks

ETFS

Mutual
Funds

Fixed
Income

FX

Auto

Real
Estate

Personal
Assets

NFTs

Crypto

Jewellery

Art

Domains

Collection

Measure your performance over time.

Forecast growth scenarios.

Markets

Follow the
Markets

Build and test your strategies with a fully-functional trading simulator, including stocks, metals, crypto and FX.

Learn about investing

Set budget targets per category, or use the target forecasted by Neontra based on your past behaviour.

Build a virtual portfolio

Take your first steps into the investment world without risking losing any money.

Market news

Market news to help you research the markets.

Charting

Technical analysis with advanced charting to monitor, plot and study market trends.

Customize watch lists to help you follow the markets — news, quotes, charts and corporate actions.

Learn to invest risk-free.

Calendar

Your Personalized
Financial Calendar

Use Neontra’s financial calendar
to easily map your day-to-day transactions.

Track

See all your spending visualized by day, week and month with one tap

track budget

Manage

View credit card transactions across all your cards in one place

track budget

Learn

Identify time-based trends and patterns in your spending

track budget

My Money

All Your Money
in One Place

Connect accounts to automatically import data
or manually upload.

Bank Accounts

Credit Cards

Loans

Investments

Assets

Cash

Security

Secure
& Trusted

We are:

  • Certified SOC2 compliant
  • Audited by BDO Canada
  • Powered by TXIO

We will not:

  • Share your data
  • Sell your data
  • Provide third-party
    access to your data

Keeping your personal and financial data safe
is our highest priority.

Make the Most
Of Your Money

Get Started - it's free

The route to a happy, secure financial future is hard to navigate.

Neontra can help guide you there.