One platform. Every part of your financial life.

Everything you own.
Everything you owe.
Everything in one place.

Track spending, investments, real estate, vehicles and net worth. Manage it all in one secure financial platform.

Start Free Trial Log in
  • Free 14-day trial
  • No credit card required
  • Cancel anytime
Bank-level security 256-bit encryption SOC 2 Type II
4.8 average rating Trusted by thousands
Neontra real estate dashboard showing home value, equity, mortgage balance, ownership costs and transaction history
Neontra mobile real estate dashboard showing home value, equity, property details and ownership costs

Know what your home is actually worth.

Automatically track your home’s value, equity, mortgage, ownership costs and appreciation over time.

Auto-advances in 30s

Securely connected to 12,000+ financial institutions

Chase CHASE TD TD BMO BMO RBC RBC Scotiabank Scotiabank CIBC CIBC Wealthsimple Wealthsimple Questrade Questrade and many more

Connect & organize

It starts with every dollar in one place

Connect every account, either US or Canadian, in any currency. Neontra keeps everything organized to build your complete financial picture.

How Neontra works: connect your accounts, capture transactions, organize them, and analyze your money

Connect everything

  • US & Canadian banks through Plaid, Flinks & Wealthica
  • Prefer a file? Import CSV or OFX
  • Full multi-currency support for worldwide balances in USD or CAD

Organize it your way

  • Start with automatic categorization, then easily customize categories to fit your needs
  • Split any transaction across categories, each with its own amount & date
  • Apply custom tags and write custom rules to sort automatically
  • Utilize a built-in cash account with optional balance tracking

See where it goes

  • Track cash flow by category across biweekly, monthly, or yearly periods
  • Set custom budget targets for any specific cash flow line
  • Monitor recurring transactions for your regular bills and income

Assets & net worth

Your net worth is more than your bank balance

Track your home, vehicles, precious metals and more. Link loans against them, calculate what they really cost, and track your true net worth across every currency.

Neontra tracks real assets — home, vehicle, investments and precious metals — each with its own value trend, rolling up into your net worth

Add what you own

  • Track the value of homes, vehicles, precious metals, and other physical assets
  • Mortgages, loans and other debts, tracked against them
  • Every account and asset, in any currency

Tie costs and debts to it

  • Asset Tags: assign any transaction to an asset
  • Calculate the true cost of ownership beyond the purchase price
  • Connect loans directly to their corresponding assets to accurately track equity

See your true net worth

  • View the long-term appreciation or depreciation of every asset
  • View your net worth across every account and currency
  • Complete financial picture into one definitive number

Investments

Every investment, in one 360° view

Bring every brokerage and account into a single view, see how your whole portfolio is diversified, and monitor it all in one place.

Brokerage, retirement, bank and crypto accounts consolidating into one allocation ring across equities, funds, fixed income, cash and crypto

One unified view

  • See every brokerage and financial account together
  • View all your investment holdings in one place
  • Track your portfolio across any currency

Diversification at a glance

  • Get a complete view of how your entire portfolio is allocated
  • Analyze all your holdings together instead of one account at a time
  • View your exact mix of different asset classes

One place to monitor

  • Monitor your complete portfolio performance over time
  • Eliminate the need to check individual brokerage accounts
  • Ensure your balances are always accurate with automatic syncing
Coming soon Sector breakdowns · Risk metrics · Diversification scoring

Goals

Set a goal for what it really costs

Build realistic goals using actual costs and link them directly to your live account balances. Monitor your exact progress with accurate data, no more guesswork.

A New home goal marked on track, partway funded, showing the monthly contribution needed and the real cost categories it is built from

Build it from real costs

  • Link specific spending categories directly to your financial goals
  • Calculate the true all-in cost instead of relying on rough estimates
  • Include both one-time purchases and recurring monthly amounts

Fund it from your accounts

  • Assign specific accounts to contribute to each financial goal
  • Track your funding progress against real-time account balances
  • Monitor your completion percentage as you reach your target

See if you're on track

  • Know the monthly contribution needed
  • See your funding gap and time left
  • Honest signals, no rosy projections