Better Finances for a Better You

← 032 Neontra Newsletter Issue #031 030 →

← Curating the web to find the most interesting and helpful information about your money.

Estimated reading time: 6 minutes

Did you know?

According to Google Trends on November 8th 2023, searches for "cost of groceries" were at an all time high.

Learn about how to start monitoring your food spending with Neontra →

Word of the week


The term "creditworthiness" describes the degree of a lender's trust in a borrower's capacity to return a loan. The borrower's creditworthiness is mostly based on how successfully they have handled their prior financial commitments.

Discover how long it would take to pay down your credit card with our free credit card payoff calculator →


How to succeed at budgeting - A guide to 4 budget planning methods:

  1. 60% solution – keep essential expenses around 60 per cent to avoid overspending.
  2. Zero-sum budgeting – subtract expenses from your pay, and you should end up with zero.
  3. Reverse budgeting – put the focus on savings (you pay yourself first).
  4. The 50/30/20 rule – probably one of the most popular budget methods.
The secret to successful budget planning is finding the right method that works for you →

Quote of the week

"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery."

- Charles Dickens

Infographic of the week

Which Cities Have Bubble Risk in Their Property Markets?

Despite higher mortgages and sharply correcting prices, some cities’ property markets are still in bubble-risk territory.

Which Cities Have Bubble Risk in Their Property Markets? The UBS Global Real Estate Bubble Index →

Serious Stuff

5 Easy Ways to Take Control of Your Personal Finances by Kiara Taylor of Ascend

  1. Budget, budget, budget
  2. Create an emergency fund
  3. Be honest with yourself
  4. Ask for help
  5. Track your progress
Don’t let your finances stress you out to the point of inaction, take back control by following these steps →

Fun stuff

"Let Lincoln and Jackson start shaking hands. On a greenback, greenback dollar bill Just a little piece of paper, coated with chlorophyll."

Which artist is #1 on our Neontrack playlist this week?

Music About Money →

Listen to our Neontrack playlist when you have music and money on your mind.

← 032 Neontra Newsletter Issue #031 030 →