Newsletter
Towards a Healthier Financial Future
Section: Saving
← Curating the web to find the most interesting and helpful
information about your money.
Many of us want to save money to, say, buy a car, pay off our student loans ... or maybe just go out to dinner with friends without having a mini panic attack when someone suggests splitting the bill
NPR Life Kit: How to save money when you're broke →It may seem impossible in the current economy, but financial experts say the trick is knowing how to start building your wealth in small ways, right now.
15 Simple Ways to Save Money by Abigail Bailey →Retiring at age 30 with $1 million comes with a lot of leg work and a bit of luck. It’s not impossible, but a lot of things have to go right for you.
Eric Reed on How Long Will $1 Million Bucks Last Me If I Retire at 30? →Has your financial situation changed? Has your income decreased? Are you looking to save money for a project? It may be the perfect time to review your budget and adopt new habits to save money. Here are 35 tips to help you!
35 tips to help you save money →Tired of overspending? Want to cut expenses without giving up your favorite things? Here are a variety of creative ways to save money on everything from food to getting married by Cassidy Horton
31 Creative Ways To Save Money →Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700?
NPR Life Kit on Effective ways to repair your credit score →Tips to visualize your way to better money management by Emma Edwards
Visualization can help you develop positive money habits and set you up for financial success. →We're supposed to do things routinely for our health, like brushing our teeth, showering and exercising. And there are basic hygiene tasks to maintain your financial health too. Here are five tasks to tackle each year.
NPR Life Kit: Start a financial self-care routine →You don't need to be an expert to grow a nest egg. We'll cover how to build your portfolio, when to sell (or not sell) stocks and how to avoid fees.
NPR Life Kit Podcast: Investing for beginners →Save money on streaming services. NPR TV critic and media analyst Eric Deggans shares a streaming strategy to help you get the most bang for your buck.
NPR Life Kit Podcast: Refresh your budget with these simple finance tips →How To Avoid Being House Poor And Other Homebuyer Horror Stories
Half Banked Podcast: Hosts Cadeem and Bethan focus on what buying a home is like, particularly for first-timers →The appeal of the DINK lifestyle – that’s double income, no kids – might seem obvious. But having more control over your life and finances comes with questions about your social safety net in retirement.
Stress Test Podcast: Rob Carrick and Roma Luciw on the dual income, no kids lifestyle →Meeting a big financial goal can feel daunting and confusing. How do you make an effective plan when life gets in the way?
NPR Life Kit Podcast: How to save for a financial goal →The new year is a great time to update your budget, say financial experts. Here's what you can do to curb your spending, save for emergencies and keep your investments on track.
NPR Life Kit Podcast: Refresh your budget with these simple finance tips →So, you splurged. Now what? The urge to splurge is universal. After the bleakness of the pandemic, people are spending more on the big and little things that bring them joy.
Stress Test Podcast: Rob Carrick and Roma Luciw speaks with Shannon Lee Simmons, a certified financial planner and founder of the New School of Finance →Rob Carrick and Roma Luciw chat with the reporters who wrote some of the best-read personal finance stories from The Globe and Mail this year.
Stress Test Podcast: The top personal finance stories of 2023 →5 personal finance resolutions for 2024 (that you can actually keep). If your usual resolutions are “go to the gym” or “eat healthy,” don’t forget that a mindful approach to money.
Stress Test Podcast: Money management is also a ticket to improved wellness →Sales Are Shams but Deals Are Real: Here’s How to Know the Difference
Wirecutter on spotting an overhyped “sale” that doesn’t provide a meaningful discount or an actual deal →Tired of overspending? Want to cut expenses without giving up your favorite things? Here are a variety of creative ways to save money on everything from food to getting married.
31 Creative Ways To Save Money from Forbes ADVISOR →6 big purchases that can save energy and money at home
NPR Life Kit: Here are a few energy-saving solutions to consider →A shame-free guide to digging out of debt
NPR Life Kit: In this episode, they offer shame-free solutions for digging out of debt →Can you afford to totally change your life?
Longing to quit your job and follow your passion? Or perhaps take a break to travel? Or move to a new place? First, you'll need to look at your finances. →Many millennials and Gen Z’s have done everything “right” - they’ve graduated, found good jobs, are paying off their debt and saving money. So why is it so hard to live the middle class lifestyle their parents and older peers had at their age?
Podcast: Stress Test by columnist Rob Carrick - Is the middle class dead for millennials and Gen Z? →How TikTok changed the vibe of personal finance advice
Podcast: Stress Test by columnist Rob Carrick on how Gen Z and millennials are getting a lot of their money advice from TikTok, where personal finance videos have more than 5.8 billion views. →The Bank of Parents - Exploring a touchy subject for every family: borrowing money from your parents.
Half Banked Podcast: Hosts Cadeem, Bethan and Lauren on the Bank of Parents →The Real Costs Of A Wedding in Canada — and How to Handle Them
Half Banked Podcast: Hosts Cadeem, Bethan and Lauren as they tackle today’s biggest money problems facing Gen Z and millennials →Dear Life Kit: My husband shuts down any time I try to talk about our finances
Podcast: NPR Life Kit on talking about money with your partner →Tempted to buy a home with siblings or friends? Here’s what you need to know
Podcast: Stress Test by columnist Rob Carrick on what you should know before buying a home with others →Love in the time of inflation: How to manage rising costs when dating
Podcast: Stress Test by columnist Rob Carrick on creative ways to meet the love of your life - while spending less →Investing against climate change - Climate change is a growing concern for many young Canadians, with some questioning where they should live, what they should be saving for and how they should invest.
Podcast: Stress Test by columnist Rob Carrick - How climate anxiety is shaping small and large financial decisions →Recession-beating tips for the job market, housing, investing and the cost of living
Podcast: Stress Test by columnist Rob Carrick on on how to prepare for the changes in the job and housing markets, investing and the cost of living →How soaring rents are transforming student life. Student debt is a growing problem in Canada - one that’s set to get worse in the coming years.
Podcast: Stress Test by columnist Rob Carrick on how soaring rents are transforming student life →Rob Carrick talks to Paul Kershaw, a professor at the University of British Columbia and founder of Generation Squeeze, a group that researches intergenerational fairness, about why many millennials feel like the middle class is dead.
Podcast: Is the middle class dead for millennials and Gen Z? →Rising interest rates brought pain for new homeowners - and opportunity for house hunters
Podcast: Stress Test by columnist Rob Carrick and editor Roma Luciw →Rob Carrick's Stress Test with Shannon Lee Simmons, a Toronto-based certified financial planner whose core clients are millennials and Gen Z, about shifting views of retirement and how you can best prepare.
Podcast: Retirement might look different for Gen Z and millennials. Here’s how to plan for it →
Rob Carrick speaks with Shir Magen, the CEO of HomeStars on his Stress Test Podcast about the popularity of renovations, the types of renos that add value to your home and money-saving tips for those considering heading down the reno route.
Podcast: Renovating can help you get the home you otherwise can't afford →
"A $5,700 wedding dress for $64. Expensive baby items for a fraction of the price. Construction materials to renovate a home."
Podcast: Save money and the planet: How thrifting can help combat inflation →Money Shame - You’re broke, but you blow $100 on a dinner you can’t afford. You feel like you’re bad with money and your way of coping is to ignore your finances.
Podcast: You're not bad at money - you're suffering from money shame →If you’re looking for solid financial-planning strategies and information about the savings tools available, this podcast is for you.
Podcast: How to crisis-proof your finances →In 2022, the number of people moving to Alberta hit its highest level in almost a decade. At the same time, a record number of people left Toronto for other provinces.
Podcast: Why millennials and Gen Z are Alberta-bound for a more affordable life →An epic standard in overpromising and underdelivering was reached when the big banks named their savings accounts.
Check your big bank savings account - you could be making ‘0.000 percent’ interest →Without emergency savings in place, an unexpected car repair or job loss could force you into debt and derail your goals.
Do you have 3 months’ worth of expenses in your emergency fund? See your scorecard today →The First Home Savings Account launched April 1st!
Who should have one, who offers them and key rules →See your spending from a different perspective...
Saving starts with spending less on non-essential expenses. Learn how we can help →A first home savings account (FHSA) is a registered plan allowing you, as a prospective first-time home buyer, to save for your first home tax-free (up to certain limits). You will be able to open an FHSA starting April 1, 2023.
First Home Savings Account (FHSA) →Saving can be hard but it all starts with one simple step.
Start with just $1 in Week One. You will be surprised how much you accumulate over the year by adding just a dollar each week →