Financial Wellness and Your Financial Personality

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What's Your Financial Personality?

4 minute read

What's Your Financial Personality?

Almost everyone can improve their overall position, by shifting their mindset about money, not just by monitoring their bank account. This article is meant to provide knowledge and food for thought. It's not a suggestion for a certain action or financial advice.

Financial Personalities


If you've ever wondered why some people always seem to have money while others struggle with their finances, the answer may lie in their personality. You may not realize it, but there is something called a financial personality, and it can play a big role in how you handle and manage money. Everyone’s idea of a financial personality and financial wellness is different. Some people may call themselves:

  • Spender
  • Saver
  • Investor
  • Debtor
  • Minimalism
  • Pessimist

What is your financial personality? How you think about money, the ideas that drive your behavior, and the actions that flow from those beliefs are all components of your financial personality. A person's financial personality is influenced by more than just their amount of money; it also includes how well or poorly they handle the little amount of money that does enter their lives.


Perspective is Important

Instead of looking at "money" or "finances" think about which one of the below applies to your current personal finance habits. Do you:

  1. Tend to spend money on things you don’t necessarily need
  2. Make monthly contributions to long-term savings
  3. Have an Emergency funds or safety net account?
  4. Have large amounts of debt
  5. Keep a budget
  6. Analyze and research different investment options and strategies
  7. Prefer not to talk about or think about money and as a result have no plan or set goals
  8. Set goals and a plan to reach them
  9. Focused on building wealth and will prioritize future needs as opposed to wants today
  10. Worry about running out of money

Whatever your personality type, it's critical that you are conscious of the way you view and handle money. Then, it makes it easier to see your strengths and challenges. Looking at managing finances through this personality lens is important because it can help people see potential blind-spots and better understand why they handle financial decisions the way they do. Regardless of your financial personality Neontra has the tools to help you plan for a brighter more secure financial future. Managing your money is made simple with:

  • Personalized Insights
  • Investment Tracking
  • Personalized Calendar
  • All Your Data In One Place
  • Spend Tracking
  • Goal Planning
  • 360 Degree Financial Health Check
  • Custom Budgets
  • Forecast Your Future

See Your Cash flow In One Place:

  • Cash Accounts
  • Credit Cards
  • Investments
  • Bills
  • Subscriptions

Effortlessly track your cash flow and gain insights that’ll help you find opportunities to save.

Neontra can help you plan for:

See your complete financial picture in Neontra

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