← 080 Neontra Newsletter Issue #079 078 →
Estimated reading time: 7 minutes
The average American spends $513 every month online according to a recent report by BadCredit.
The Average American Spends Over $500 Online Each Month. How Do You Compare? By Emma Newbery →Vampire energy, often referred to as phantom energy, is the power that electrical equipment consume while they are plugged in and in standby mode, even when they are fully charged.
At least $4 billion paid for wasted energy every year: who knew a vampire bite could be so expensive? →Fall Budgeting If summer is a season of spontaneity and indulgence, then fall offers a counterpoint: It's a chance to get back on schedule, and back on budget.
Fall "money cleanse" could help you get your finances in shape by Kimberly Palmer →"The slightest adjustments to your daily routines can dramatically alter the outcomes in your life."
- Darren Hardy
When it comes to investing, each generation has their own mix of strategies, and younger generations like to try a bit of everything.
How Do Different Generations Invest Their Money? →11 best money-saving tips from personal finance writer Ivana Pino
The best savings strategies are about finding the right balance between caring for Future Me while ensuring Present Day Me →1. Investing is a long game 2. Diversify 3. Stocks are now generally better than bonds 4. You can’t time the market 5. There’s no room to be emotional
So how does Warren Buffet do it? Here are five of his best bits of investing wisdom by Catherine Clifford →In an effort to ease the housing shortage, the federal government is implementing new mortgage regulations, this time with an emphasis on encouraging the building of secondary suites.
How will Canada’s new mortgage rules affect your plans to buy a home? →Making financial decisions – including around budgeting, taking out loans or investing – can be daunting, and many college students feel ill-equipped to do so.
Financial Literacy: What College Students Need to Know by Sarah Wood →Listen to our Neontrack playlist when you have music and money on your mind.