Better Finances for a Better You

← 027 Neontra Newsletter Issue #026 025 →

← Curating the web to find the most interesting and helpful information about your money.

Estimated reading time: 7 minutes

Did you know?

U.S. Cash in paper form is not "paper". American paper money is made of 75% cotton and 25% linen, which does not technically qualify as paper.

Learn how to start monitoring all your cash with Neontra →

Word of the week

The 30% Rule

How much should you pay in rent? As a general rule, housing should be no more than 30% of your total monthly income, including utilities. The 30% rule is based on how much you can reasonably spend and have money left over for everyday expenses like food, clothes and transportation.

Neontra auto-categorizes your expenses so you can quickly see how your budget is tracking →


It's important to write down your financial goals. The act of noting goals helps put them in perspective. Think about dates to reach your goals in terms of three buckets: - Short-term (2 years or less) - Medium-term (3 to 5 years) - Long-term (6 years or more)

Set goals and track your progress over time →

Quote of the week

"Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it."

- Will Robinson, Author

Infographic of the week

Who appears on the most currency?

Queen Elizabeth II leads monarchs to the front of 1/3 of the world’s currency, followed by Vajiralongkorn, King of Thailand.

Who appears on the most currency? Monarchs and world leaders appear more frequently than other people →

Neontra on TikTok

We believe financial planning should be simple, engaging and understandable for everyone. View Neontra on TikTok where we help simplify the complex world of personal finance.

Join 339k viewers of this Neontra TikTok →


Investing Made Simple for Beginners and Everyone Else

Managing your money for the long run can be easier than you might imagine.

The New York Times on Investing for Beginners (Paywall) →

Serious Stuff


The 50/30/20 rule is a suggested budgeting guideline that advises allocating:

  • 50% of your income to necessities (like rent, groceries, and utilities)
  • 30% to discretionary spending (like hobbies, entertainment, and travel)
  • 20% to savings
Khan Academy on Budgeting and the 50/30/20 rule →

Fun stuff

"I thought I heard the captain say Pay me my money down Tomorrow is our sailing day Pay me my money down"

Which artist is #1 on our Neontrack playlist this week?

Music About Money →

Listen to our Neontrack playlist when you have music and money on your mind.

← 027 Neontra Newsletter Issue #026 025 →