Better Finances for a Better You

← 034 Neontra Newsletter Issue #033 032 →

← Curating the web to find the most interesting and helpful information about your money.

Estimated reading time: 6 minutes

Did you know?

According to economists, coins and banknotes make up only 8% of the world's cash. The great bulk of money in circulation today is digital.

Follow every bank note & penny - Track and analyze your cash flow →

Word of the week


Capital or asset pledged to a bank or other lender in the event that the borrower is unable to make all of the repayment instalments on a loan.

Collateral Definition, Types, & Examples →


The zero-based budget Sometimes called a zero-sum budget, is when your total income, minus your expenses, equals zero.

Zero-based budgeting: What it is and how it can help you hit your money goals →

Quote of the week

"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought and so broadens the mind."

- T.T. Munger

Infographic of the week

Visualizing 30 Years of Investor Sentiment

The link between investor sentiment and the stock market is not linear. In fact, many consider extreme sentiment readings as a contrarian indicator. If sentiment swings sharply in one direction, some investors may consider this a signal to do the reverse.

Visualizing 30 Years of Investor Sentiment Investor sentiment and U.S. stock prices over modern history →


Tired of overspending? Want to cut expenses without giving up your favorite things? Here are a variety of creative ways to save money on everything from food to getting married.

31 Creative Ways To Save Money from Forbes ADVISOR →


How to Invest in ETFs for Beginners

Exchange-traded funds, or ETFs, are an easy way to begin investing. ETFs are fairly simple to understand and can generate impressive returns without much expense or effort.

Here’s what you should know about ETFs and how they work →

Serious stuff

Demystifying your health insurance plan it can be confusing to decipher all the acronyms and lingo of health care — so how do you pick the right health care plan

Life Kit NPR break down commonly used terms and offer a strategy to help crunch the numbers →

Fun stuff

"But baby I don't intend to leave empty handed Gimme some money, gimme some money Oh yeah! Go Nigel, Go!"

Which artist is #1 on our Neontrack playlist this week?

Music About Money →

Listen to our Neontrack playlist when you have music and money on your mind.

← 034 Neontra Newsletter Issue #033 032 →