Newsletter
Better Finances for a Better You
← 053 Neontra Newsletter Issue #052 051 →
Estimated reading time: 6 minutes
Did you know?
Members of Generation X have the highest average credit card debt at $7,155, followed by baby boomers and millennials, according to credit bureau Experian’s latest consumer findings.
Experian Study: Average U.S. Consumer Debt and Statistics →Word of the week
Balance Transfer APR
A balance transfer APR (Annual Percentage Rate) is the interest rate you'll pay on balances you transfer balances from one credit card to another. Some credit cards offer a promotional balance transfer APR. You may be eligible to receive one of these promotional offers when you transfer credit card debt to their card from an existing credit card.
Best balance transfer credit cards of April 2024 →Budgeting
Whether you're a first-year student finding your independence or a senior preparing for the next chapter of your life, budgeting is vital to financial success.
Budgeting Tips for College Students: A Step-by-Step Guide →Quote of the week
"Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it and with whom you do it. I call this the ‘freedom multiplier.' "
- Timothy Ferriss, The 4-Hour Workweek
Infographic of the week
Who Expects to Get Richer in 2024, by Both Generation and Gender
The Visualcapitalist plots the percentage of high net worth individual (HNWI) respondents who expect their wealth to increase in 2024, categorized by generation and gender, from the Knight Frank Next Gen Survey, accessible in their latest wealth report.
Who Expects to Get Richer in 2024, by Generation and Gender →Saving
Retiring at age 30 with $1 million comes with a lot of leg work and a bit of luck. It’s not impossible, but a lot of things have to go right for you.
Eric Reed on How Long Will $1 Million Bucks Last Me If I Retire at 30? →Investing
10 Tips for Successful Long-Term Investing
While the stock market is riddled with uncertainty, certain tried-and-true principles can help investors boost their chances for long-term success.
By THE INVESTOPEDIA TEAM, 10 Tips for Successful Long-Term Investing →Serious stuff
The 7 levels of financial freedom, according to a millionaire — 50% of U.S. workers are at Level 2 by Ryan Ermey
What level are you? The 7 levels of financial freedom →Fun stuff
"I'd lay it on the line Down to my last dime I got my money on you I got my money on you Yeah, I know a sure thing when I find it I got my money on you"
Which artist is #1 on our Neontrack playlist this week?
Listen to our Neontrack playlist when you have music and money on your mind.