Newsletter
Better Finances for a Better You
← All Neontra Newsletter Issue #089 088 →
Estimated reading time: 5 minutes
Did you know?
The US National Retail Federation reported that 44% of consumers planned to buy gift cards for the 2023 holiday season.
9 Things That Frugal People Always Buy During the Holidays by Cynthia Measom →Word of the week
Arrears
Generally used in relation to a financial obligation such as rent, loan repayments, or bills, arrears are defined as payments that are past due or unpaid after they were due. An individual accrues arrears when they miss a certain payment, which frequently leads to fines or interest.
What It Means to Be in Arrears, With Example By Julia Kagan →Budgeting
Year-end financial checklist: Personal finance tips for 2025
As 2024 draws to a close, it’s time to take a comprehensive look at your finances and prepare for the upcoming year. →Quote of the week
"There are two kinds of people who lose a lot of money: the people who know nothing and the people who known everything"
- Henry Kaufmann
Infographic of the week
Ranked: Top 20 Countries by Average vs. Median Wealth
Average wealth is the total wealth of a country’s people divided by the size of its population. Also known as a mean average, this measurement can be skewed by extremely high values such as the presence of billionaires.
Where does Canada rank? How does your wealth compare? →
Saving
How To Have A Frugal Holiday Season – by the Frugal Friends Podcast
Jen and Jill will unwrap meaningful ways to celebrate frugally and offer mindset shifts to help you embrace the holiday season! →Investing
5 Things Frugal People Always Do With Their Investments by John Csiszar
1) Avoid Commissions 2) Use Passive Investments 3) Find the Lowest Cost Variations 4) Trade Infrequently 5) Check Regularly, but Infrequently
When shopping for anything, including investments, you should never confuse “frugal” with “cheap.” →Serious stuff
Frugal Festivities: Budget-Friendly Ways for Students to Celebrate the Holidays by Khanysha Coppin
For the budget-conscious student, here is a list of tips, tricks and money-saving ways to enjoy your holiday season and take part in other outdoor winter activities →Fun stuff
"Neontracks..."
Listen to our Neontrack playlist when you have music and money on your mind.