← 086 Neontra Newsletter Issue #085 084 →
Estimated reading time: 6 minutes
A recent survey from Thriving Wallet and Discover found that Money is the #1 stressor in the U.S.
Read how Neontra can help you on the road to financial wellness and brighter financial future →A debit card is a type of payment card that takes money straight out of your bank account. Debit cards, sometimes known as "check cards" or "bank cards," can be used to obtain cash from an ATM or to purchase products or services. Although there may occasionally be costs associated with using debit cards, they can assist you avoid carrying cash.
Here are 4 times you should reach for your debit card over a credit card by Erica Lamberg →How many budgeting methods leave you with $0 at the end? Just one. But despite its name, the zero-based budgeting method can give a big boost to your finances by encouraging mindful spending and saving. Every dollar is given a specific purpose, helping you reach your goals and feel better about your bottom line.
Zero-based budgeting — get control of your finances by giving every dollar a purpose by Andreina Rodriguez →"This would be a much better world if more married couples were as deeply in love as they are in debt."
- Earl Wilson
The Canadian dollar has fallen to its lowest level in years. In late October, the loonie dropped below 72 cents USD for the first time since 2020. This graphic highlights the USD to CAD exchange rate from 2004 to 2024, based on data from the Bank of Canada Daily Noon Exchange Rate.
Over the last 20 years, the Canadian dollar has experienced notable fluctuations →How to reduce energy costs at home
By following just a few of the energy-saving tips we’ve gathered, you’ll see how easy it is to trim energy costs from Enbridge →“Learn by doing — with small amounts of money, or even on platforms where you don’t actually have to use real money,” said Friedman. “As you get more engaged and more educated, you can start to take more risks ... and then get more confidence.”
Investing is a foundational element of wealth creation →36-year-old mom making $10,000 a month in passive income: The 3 books that helped me get rich and ‘live life on my terms’ by Rachel Himenez
These are the three books that shifted her mindset about money, helped her build wealth →Listen to our Neontrack playlist when you have music and money on your mind.