Newsletter
Better Finances for a Better You
← 046 Neontra Newsletter Issue #045 044 →
Estimated reading time: 6 minutes
Did you know?
Average household earnings in 2022 were $94,003, while average total expenditures for the year were $72,967, according to the Bureau of Labor Statistics' Consumer Expenditure Survey.
American Households' Average Monthly Expenses: $6,081 →Word of the week
Term Life Insurance
Term life insurance is a guaranteed life benefit paid to beneficiaries for a set amount of time (e.g. 10, 20, 30 years) When your coverage expires, you can renew it at your discretion and determine the duration. However, once you renew, your premiums (monthly or yearly expenses) can go up.
You can easily track all your life insurance policies at Neontra →Budgeting
7 tips to save money on family expenses from Discover
- Focus on food costs
- Keep birthdays simple
- Give secondhand a chance
- Choose frugal fun
- Plan ahead for the holidays
- Hack your housing costs
- Talk budgeting and saving with your kids
Quote of the week
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."
- Robert Kiyosaki
Infographic of the week
How Much Do Text Message Scams Cost Americans?
The Visualcapitalist visualizes the amount of money that Americans lost from scam text messages in the year 2022. These figures are sourced from reports filed to the Federal Trade Commission (FTC), accessed via USA Facts.
Type of Text Message Scams by Cost to Americans →Saving
Save money on streaming services. NPR TV critic and media analyst Eric Deggans shares a streaming strategy to help you get the most bang for your buck.
NPR Life Kit Podcast: Refresh your budget with these simple finance tips →Investing
10 Best Dividend Stocks Of February 2024 by Cory Mitchell
Dividend investing provides investors with steady cash flow over the long term. When you reinvest dividend income, the magic of compounding can turbocharge your returns. Over the last century, dividend payments accounted for about 40% of the total return of the S&P 500.
These companies have boosted annual dividend payouts for at least 10 years with attractive yields →Serious stuff
Gen Z, millennials say money talks should happen before the relationship gets serious, study finds
Ana Teresa Solá explores navigating big feelings when financial planning with a partner →Fun stuff
"She works hard for the money So hard for it, honey She works hard for the money So you better treat her right"
Which artist is #1 on our Neontrack playlist this week?
Listen to our Neontrack playlist when you have music and money on your mind.