Did you know?

More than 25% of Americans with checking accounts are paying an average of $24 per month in banking fees, according to a 2023 Bankrate survey.

Banking fees add up. Make sure you track them and have the best account plan for your needs →

Bank Fees

The Diderot Effect states that when we acquire a new possession, it often leads to a cycle of acquiring even more new items. As a result, we end up buying things that our past selves never needed in order to feel content or happy.

The Diderot Effect: Why We Want Things We Don’t Need — And What to Do About It by James Clear →

Financial Personalities Financial Wellness Budgeting Tips The Diderot Effect Frugal

Budgeting

Understanding the Diderot Effect (and How To Overcome It) by Joshua Becker

Becoming Minimalist is designed to inspire people to pursue their greatest passions by owning fewer possessions →

Non-Essential Expenses The Diderot Effect 50/30/20 Budget Financial Wellbeing Financial Personalities

Quote of the week

"Save more money than you think you need. Life is unexpected and your future tastes will likely be more expensive. Not worrying about money tomorrow is worth more than whatever you could buy today."

- James Clear

Financial Resilience Non-Essential Expenses Frugal

Quebec has five times as many workers 65+ as it did in 2000 by La Presse Canadienne

The share of Quebec workers 65 and older has increased fivefold over the past 20 years, the Institut de la statistique du Québec reported Tuesday in its new Statistical Showcase on the Aging of the Population and Seniors.

More than 12 per cent of Quebecers 65 and older are working →

Infographic of the week

Which States Have The Highest Share of Retirement-Age Workers?

About 22% of American adults 65 and older continue to work in 2024. Growth in the 65 and older population, higher cost of living and other factors have led to a large share of older adults in the workforce. New Jersey saw the highest share of working adults over the age of 65 in 2024, and the largest two-year increase.

Retirement-Age Adults Still Working by State →

Retirement Planning FIRE (Financial Independence, Retire Early) Personal Finance

Saving

7 common banking fees

Monthly maintenance/service fee
Out-of-network ATM fee
Excessive transactions fee
Overdraft fee
Insufficient fund fee
Wire transfer fee
Early account closing fee
Bottom line

7 common banking fees and how to avoid them by Elizabeth Gravier →

Money Management Saving Tips Bank Fees

Investing

6 Top Investing Moves To Make Ahead of Fall, According to Experts by Heather Taylor

With the fall season, and Q4, around the corner, now is the best time to check in with your investing goals for 2024. Whether you’re right on track or are a little behind.

There’s still time to get all your ducks in a row ahead of 2025 and reap the financial benefits that come with it →

Stocks Exchange-Traded Fund (ETF) Portfolio Management Rebalancing