Better Finances for a Better You

← 057 Neontra Newsletter Issue #056 055 →

← Curating the web to find the most interesting and helpful information about your money.

Estimated reading time: 6 minutes

Did you know?

The average vacation for one person in the United States costs about $1,986 per week. A vacation for two people will typically cost around $3,971 per week, according to Pacaso.

Use Neontra's free Vacation Calculator to budget and help you plan your next trip by estimating the total travel costs →

Word of the week

Penalty APR

When you make a late payment, card issuers have the right to penalize you with a penalty annual percentage rate (APR) that is greater than your standard APR.

Start planning to pay off your credit card with our credit card payoff calculator →

8 Tips to vacation on a budget from Chase

  1. Start with a vacation budget
  2. Plan ahead of time
  3. Choose budget-friendly vacation destinations
  4. Choose budget-friendly accommodations
  5. Meet people
  6. Do your own driving
  7. Consider inexpensive activities
  8. Save for vacations over time
Without a budget, it can be easy to overspend on a vacation →

Quote of the week

"The budget is not just a collection of numbers, but an expression of our values and aspirations."

- Jack Lew

Infographic of the week

Charted: Who Has Savings in This Economy?

The Visualcapitalist visualises the percentage of respondents to the statement “I have money leftover at the end of the month” categorized by age and education qualifications. Data is sourced from a National Endowment for Financial Education (NEFE) report, published last month.

Charted: Who Has Savings in This Economy? The Impact of Higher Education on Earnings and Savings →


9 Best Ways to Invest $100K from TIMEstamped

If you have $100K to invest—from an inheritance, a bonus, or a lucky lottery ticket—it provides an excellent opportunity to start (or continue) securing your financial future.

You’ll have numerous investing options, and the best one for you depends on your goals, risk tolerance, and time horizon →

6 tips to help you get the most out of your health insurance plan by Selena Simmons-Duffin, Andee Tagle

  1. Read your plan's coverage documents, every year – even if you think you know what they say
  2. Find yourself a good primary care doctor
  3. Take advantage of preventive care
  4. Plan the timing of procedures strategically
  5. Learn how to file a claim
  6. Don't miss out on perks
Here's how to make good use of your health insurance plan →

Fun stuff

"It’s a story and true one that oft times has been told Save your money when your young You’ll need it when your old"

Which artist is #1 on our Neontrack playlist this week?

Music About Money →

Listen to our Neontrack playlist when you have music and money on your mind.

← 057 Neontra Newsletter Issue #056 055 →