Personal Finance

Better Finances for a Better You

Topic: "Budgeting Tips"

← Curating the web to find the most interesting and helpful information about your money.

Budgeting

Student life includes managing tuition and fees, as well as budgeting for accommodation, food, and books. Discover how to establish a budget for university students today.

The Student’s Guide to Budgeting in School →

Word of the week

Pay Yourself First Budget

The "pay yourself first" method is a strategy that emphasizes saving and investing before addressing other financial obligations.

How to pay yourself first →

Budgeting

The goal of a budget isn’t to limit the amount of money you spend. It’s to help you spend money on the things that matter most to you so you can create the life you want.

How to Actually Stick to a Budget by Danielle Doolen →

Did you know?

About 68% of consumers say a budget would help them reach their personal and family goals, yet 40% say they have never had a budget, according to a poll by the CFP Board.

People hate budgeting. Here’s why — and how to reframe it →

Budgeting

U.S. News Frugal Shopper bloggers offer tips on preparing for the holiday season and conducting an end-of-year financial review.

10 Frugal Ways to Save This Fall By Kimberly Palmer →

Budgeting

How many budgeting methods leave you with $0 at the end? Just one. But despite its name, the zero-based budgeting method can give a big boost to your finances by encouraging mindful spending and saving. Every dollar is given a specific purpose, helping you reach your goals and feel better about your bottom line.

Zero-based budgeting — get control of your finances by giving every dollar a purpose by Andreina Rodriguez →

Budgeting

Whether you’ve experienced a job loss or an unexpected expense, or you’re simply finding it hard to keep up with rising costs, the bottom line is you need your money to go further. Here are tips to stretch your cash when times are tough.

Emergency Budgeting Tips for Canadians – Stretching Your Dollar in Tough Times By Diane Amato →

Did you know?

The Government of Canada and certain financial institutions have an agreement to provide low-cost basic banking services. Low-cost accounts cost a maximum of $4 per month in banking fees.

Low-cost and no-cost accounts bank accounts →

Word of the week

The Diderot Effect

The Diderot Effect states that when we acquire a new possession, it often leads to a cycle of acquiring even more new items. As a result, we end up buying things that our past selves never needed in order to feel content or happy.

The Diderot Effect: Why We Want Things We Don’t Need — And What to Do About It by James Clear →

Saving

Grocery shopping can be expensive, especially if you have a lot of mouths to feed. Here are eleven tips you can follow to save money on your next grocery run.

Saving 11 tips for saving money at the grocery store by Alexandria White →

Saving

10 Tips for Achieving Financial Security By Investopedia

  1. Start Saving As Soon As You Can
  2. View Savings Deposits As a Bill
  3. Save in a Tax-Deferred Account
  4. Diversify Your Portfolio
  5. Consider All Potential Expenses
  6. Retirement Savings Is a Must
  7. Periodically Reassess Your Portfolio
  8. Optimize Your Expenses
  9. Consider Your Spouse
  10. Work With a Financial Planner
It is not too late to adopt some of these practices, even if you are already retired. →

Budgeting

Recent studies are showing us that back-to-school shopping is more expensive than ever, and that parents are prepared to go without certain necessities and take on debt to get their children back-to-school ready. Parents are spending on things like electronics, clothing, shoes, school supplies etc.

Back-to-School Budgeting by Jasmin Brow →

Word of the week

Loud Budgeting

The Loud budgeting movement pushes individuals to be open and honest about their financial situation and to refuse offers of goods or activities that they cannot afford or do not want to spend their money on. It's a tactic meant to make your financial goals visible and audible to friends and family. The notion is that you should keep to your budget to support your financial goals rather than going beyond to live up to others' expectations.

Loud Budgeting – What it Is and how it can work for you →

← Curating the web to find the most interesting and helpful information about your money.