"A bank is a place that will lend you money if you can prove that you don’t need it."
- Bob Hope
"No matter what you’ve heard or thought about budgeting in the past, hear this: A budget doesn’t limit your freedom—it gives you freedom! It’s you taking control, getting intentional, and telling your money what to do. "
- Rachel Cruze
"I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes."
- George Soros
"Financial security and independence are like a three-legged stool resting on savings, insurance and investments."
- Brian Tracy
"Save more money than you think you need. Life is unexpected and your future tastes will likely be more expensive. Not worrying about money tomorrow is worth more than whatever you could buy today."
- James Clear
"The slightest adjustments to your daily routines can dramatically alter the outcomes in your life."
- Darren Hardy
"Money, like emotions, is something you must control to keep your life on the right track."
- Natasha Munson
"Financial wellness is a state of being in which you can comfortably satisfy your current financial obligations while feeling secure in your financial future and making choices that allow you to enjoy life"
- U.S. Consumer Financial Protection Bureau
"Wealthy people invest first & spend what’s left… Broke people spend first & invest what’s left."
- Dave Ramsey
"Trade money for time, not time for money. You’re going to run out of time first."
- Naval Ravikant
"A big part of financial freedom is having your heart and mind free from worry about the what ifs of life."
- Suze Orman
"Those who spend too much will eventually be owned by those who are thrifty"
- Sir John Templeton
"It is not the man who has too little, but the man who craves more, that is poor."
- Seneca
"Financial stability is much more about doing the best with what you have and not about achieving a certain level of income"
- Erik Wecks
"To become financially independent you must turn part of your income into capital; turn capital into enterprise; enterprise into profit; turn profit into investment; and turn investment into financial independence."
- Jim Rohn
"Financial freedom is available to those who learn about it and work for it"
- Robert Kiyosaki
"Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver."
- Ayn Rand
"My advice is to treat [credit cards] like what they are: little plastic grenades that must be handled very carefully."
- Elizabeth Warren
"It’s not your salary that makes you rich, it’s your spending habits."
- Charles A. Jaffe
"Wealth, after all, is a relative thing since he that has little and wants less is richer than he that has much and wants more."
- Charles Caleb Colton
"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort."
- Franklin D. Roosevelt
"Money has no inherent value; it's what we do with it that matters."
- David Chilton, The Wealthy Barber: The Common Sense Guide to Successful Financial Planning
"The budget is not just a collection of numbers, but an expression of our values and aspirations."
- Jack Lew
"To acquire money requires valour, to keep money requires prudence, and to spend money well is an art."
- Berthold Auerbach
"Many folks think they aren’t good at earning money, when what they don’t know is how to use it."
- Frank A. Clark
"Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it and with whom you do it. I call this the ‘freedom multiplier.' "
- Timothy Ferriss, The 4-Hour Workweek
"I finally know what distinguishes man from the other beasts: financial worries."
- Jules Renard
"Invest in as much of yourself as you can, you are your own biggest asset by far."
- Warren Buffett
"Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one."
- Benjamin Franklin
"Budgets are not merely affairs of arithmetic, but in a thousand ways go to the root of prosperity of individuals, the relation of classes and the strength of kingdoms."
- William E. Gladstone
"A budget tells us what we can't afford, but it doesn't keep us from buying it."
- William Feather
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."
- Robert Kiyosaki
"Formal education will make you a living; self-education will make you a fortune."
- Jim Rohn
"More people should learn to tell their dollars where to go instead of asking them where they went."
- Roger Babson
"Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are."
- James W. Frick
"Giving a poor person money keeps them poorer longer...often forever; give them knowledge instead."
- Robert Kiyosaki
"The four most expensive words in the English language are, ‘This time it’s different."
- Sir John Templeton
"It's so simple. You spend less than you earn. Invest shrewdly, avoid toxic people and toxic activities, and try and keep learning all your life, etcetera etcetera. And do a lot of deferred gratification because you prefer life that way."
- Charlie Munger
"If you don't find a way to make money while you sleep, you will work until you die."
- Warren Buffett
"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought and so broadens the mind."
- T.T. Munger
"Our incomes are like our shoes; if too small, they gall and pinch us; but if too large, they cause us to stumble and to trip."
- John Locke
"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery."
- Charles Dickens
"If you don't get serious about your money you will never have serious money."
- Grant Cardone
"The person who doesn't know where their next dollar is coming from usually doesn't know where their last dollar went. "
- Unknown
"Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it."
- Will Robinson, Author
"A budget is telling your money where to go instead of wondering where it went."
- John C. Maxwell
"Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing."
- J. Paul Getty
"Here's how I think of my money - as soldiers - I send them out to war everyday. I want them to take prisoners and come home, so there's more of them."
- Kevin O'Leary
"Compound interest is the eighth wonder of the world. He who understands it, earns it, he who doesn’t, pays it."
- Albert Einstein
"Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this."
- Dave Ramsey
"Do not save what is left after spending, but spend what is left after saving."
- Warren Buffett
"I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too."
- Steve Martin
"Everyone wants to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down."
- Oprah Winfrey
"A woman must have money and a room of her own if she is to write fiction."
- Virginia Woolf, A Room of One's Own
"Earning a lot of money is not the key to prosperity. How you handle it is."
- Dave Ramsey
"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed."
- Edmund Burke
"An investment in knowledge pays the best interest."
- Benjamin Franklin
"You must gain control over your money or the lack of it will forever control you."
- Dave Ramsey
"Wealth consists not in having great possessions, but in having few wants."
- Epictetus